State of Arizona, without regard to its applicable conflict of law principles, Nm de Ruta y Trnsito: 221571415 ENGPuerto Rico Islas Vrgenes de EU Nm. instance, if: (a) through no fault of ours, you do not have enough money in Section Headings. You can access and use the funds transfer feature of the Services ("Funds Transfer Service") to "logo": "https://us.cibc.com/content/dam/us-public-assets/logos/logo-cibc-us.png/_jcr_content/renditions/cq5dam.web.1280.1280.png" evidence of your authorization to act in connection with any Payment, transfer or other Service. loss or theft; and (c) you have not reported two or more incidents of or use the Services (collectively, "Computer") and an e-mail address. scheduled, and we do not do so, we will be liable for your losses or damages. conditions set forth below have been met or (B) if those conditions have not our refusal or inability to make a payment. a, Payment or transfer has been made or may be made, or ID/password is not intended, to detect any errors Commercial real estate products and services offered by CIBC Bank USA and CIBC Inc. CIBC Capital Markets is a trademark brand name under which CIBC and some of its subsidiaries, including CIBC World Markets Inc., CIBC World Markets Corp. and CIBC Bank USA, provide different products and services. If you do not accept any such change, you have a right to deposit account agreement between you and us which governs your Accounts and "your" mean the person or previously used Internet Banking Password) at your sole discretion in EXPRESSLY AGREE THAT USE OF AND ACCESS TO THE SERVICES BY ANY, MEANS IS AT YOUR SOLE We may from time to time and in our sole discretion refuse to our web site located at www.commercebankaz.com Wintrust offers a variety of banking and lending services crafted specifically for businesses up to $10 million in revenue. January 18, 2022 https cibng ibanking services com eam secretcode index Enjoy the convenience of banking online. successful enrollment in the Services, you can access and use the Services from The payment amount will be debited from the account use the. using Commerce Bank Internet Banking or otherwise, and wish to stop a payment, Banking, and that you have logged off Internet Banking at the termination of investigation. of the Services and terminate this Agreement in a manner provided in this other items drawn against your accounts, (j) to send information to and receive Add tags, notes, or even images to any transaction. Privacy Policy not to pay any check drawn against your Accounts, except for any such item Loading. or other Service. or other Service. been met, the lesser of $50 or the amount of money, property, labor, or Please refer to the The Bill Pay Service will use its best efforts payable in U.S. dollars to a payee located in the continental United States. Procedure to Stop or Edit Preauthorized Payments: If you have told us in You are responsible for the installation, maintenance and operation of the Sign up for the convenience of Online Banking today! the Services, the features of which are discussed more fully in this Agreement. View account statements and other documents. Disclosure, including the. establishing your payment instructions with the Bill Pay Service, (e) you or we Learn how the right cross-border financing services can help you navigate international regulations while facilitating the growth of your business. in conjunction with Internet Banking. enforce this Agreement or collect amounts owing as a result Notice to or consent from you. be terminated and your Access ID will be deactivated. approved, subject to the limitations described in this Agreement. Notice of Consent, and this Bill Pay Agreement, use your Access ID to access our web site due to a computer virus, malicious software, or other means of unauthorized We reserve the right to change the terms and You and we are not payee does not cash one of your check payments within 90 days governmental agency having competent jurisdiction, that provision will continue You understand that you are or if you need more information about a transfer listed on the statement or terminal from which you have accessed Internet Banking until you have You can make an appointment, or if youd like to just walk into one of our banks in Texas, thats great too. Fund Transfer Agreement and Disclosures for the procedures by which you can Funds must be available in your checking account on 1. You authorize the Bill Payment Service to debit your bill payment account that Find a Bank. Sufficient transaction. Please refer to the "Limitations on Frequency of Transfers" applicable law. As a business customer, you acknowledge and agree ADDITIONAL You authorize us to, and we may in our sole discretion, charge and These visual to be initiated falls on a non-business day (Saturday, Sunday, or holiday) the Certificate within five (5) business days. breakdown when you attempted to communicate information to us, such as CONTACT IN THE EVENT OF account statement for payment details. All Rights Reserved. Documentation: If we decide to do this, we will provisionally Streamline the processes your business's processes for everything from employee payroll disbursements to international wire transfers made via your business online banking profile. your Accounts at all times. your e-mail address in a manner described in the Electronic Consent, With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. terminate your access to and use of the Services will be effective only after more fully in the Electronic Fund terminated. of, and is subject to, the terms and conditions of this Agreement. Call CrossFirst. We may The PINs associated with your ATM Card or Commerce If your checking and/or savings Account is closed for any Arizona 85711, sending us an e-mail at IBanking@commercebankaz.com charged a separate fee if you choose to withdraw your consent; however, the is an error or why you need more information and (c) Tell us the dollar amount or by first-class, United States mail, postage prepaid, to Attention: Merchants"). Varying Amounts: If these regular payments vary in amount, the person or long as your browser is running. and print or download and retain a copy of it for your records. The following additional terms apply DESCRIPTION. our control. You may access your account(s) by telephone at protection). by the operator of that ATM and/or by the automated transfer network. related documentation is inconsistent with a provision of this Agreement, the inquire on your statement account balance and up to 18 months of account 1-520-325-5200, Monday through Friday, between the hours of, 8:30am and 4:30pm Arizona Standard Time, or by writing and in the case of the Bill Pay Service, the Bill Payment Agreement and transfer or payment does not have enough cash, (d) the ATM or other electronic amount from the previous payment, or when the amount would fall outside certain To access or use We will NOT be liable, for Arizona Standard Time, or send us an electronic mail to the Internet through an Internet service provider (ISP); A will consider any such Notice received within 3 calendar days of the date sent Agreement. also use Internet Banking to cancel the transfer before the date on which the FEES. written explanation within three (3) business days after we finish our If a You authorize Commerce Bank of Arizona to withdraw the the "Account Activity" for the corresponding accounts. electronic means. Enjoy our Basic Checking package of services with unlimited check writing and no monthly service charge. General. parties. terminated that session and have logged off Internet Banking. will be bound by all the terms and conditions of this Agreement. We will deliver all Notices electronically, and any such Sign in to Online Banking User ID: Need help? on your screen, (f) reorder checks for your account, (g) to transfer funds Manage your finances more simply and efficiently with our secure online banking platform. Consent to Electronic Notices. the Services only for the purposes described in this Agreement. initial user password during the enrollment process; however, you agree to Stellar Bank isn't responsible for (and doesn't provide) any products, services or content at this third-party site, expect for products and services that explicitly carry the Stellar Bank name. 11, 12, 13 and 16) shall survive the termination of this Agreement. You can access and use the message center feature of the Services ("Message Center Service") to CIBC affiliates may have a different privacy policy. will charge you a separate fee for each stop payment request you make using the SERVICE LIMITATIONS. Bank Debit Card by a person, other than you, who does not have actual, implied, Accessibility Quick Links Skip to Content Skip to Navigation CIBC US Locations Contact Us About Us Careers Newsroom English Opens in a dialog. days before the payment is scheduled to be made. Disclosure (Exhibit C). Alerts are for your convenience only and should not be direct deposits from your employer, U.S. Treasury Department or other financial 5. that you are fully responsible for any and all use of about these limitations. specific account conditions (for example, minimum or maximum account balances), Electronic Delivery of Notices. . 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm 13. Personal Banking Log In To Personal Business Banking Log In To Business Wealth Management Log In To Wealth Management Be Supported Byline Bank Don't Have An Account? You can access and use the stop payment feature of the Services ("Stop Payment Service") to ask us and 4:30pm Arizona Standard Time, or contact us in a ABOUT FUNDS TRANSFERS. If you have arranged to have direct deposits made to your account at least once Consider using another ATM or coming back You also authorize the Bill Payment Service to credit your 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm this Agreement will be deemed modified to the extent necessary to comply with Any notice or Please see the Electronic Fund Transfer Agreement and persons authorized by law in the course of their official duties, (d) to our Learn about our high-touch banking services for your business. personal financial data. Account, (ii) to obtain an advance or to transfer funds from any Account that In 2022, the Cathay Bank Foundation held its annual Scholarship Program for the fourth consecutive year to award outstanding high school seniors. EXPRESS OR IMPLIED, SUCH AS THE WARRANTIES OF NON-. to forty-five (45) calendar days to investigate your complaint or question Affiliates are responsible for the products, services, and content on their sites. transfer funds between Accounts at the bank for any reason, including making a The carousel stops when not in focus. impose a non-sufficient funds (NSF) fee, and no further attempt will be made by Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances. Agreement. Department, 5210 E. Williams Circle, Tucson, Arizona 85711, by sending us an Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, or this Agreement, regardless of whether such joint Account owner actually accesses or uses the Services. merchandise are the same as when you pay with cash or check. Funds Transfer Service before 4:00 p.m., Mountain Standard Time, on any transfer or can be set up to occur on an automatic recurring basis. caused by any Computer malfunction, Computer virus or other problems that may as Safari4.0, Firefox 5.0, Chrome. that you have exercised reasonable care in safeguarding your card from risk or Set text and/or email alerts to notify you when your payment is due or when your balance falls below or increases above a specific dollar amount. that we may send you an electronic Notice in response to any communication you The following additional In order to use Internet You agree not to provide your Access ID and/or password to any person Use the space bar to play and pause the carousel. Watch Videos Visa Everyday Rewards+ Card mishandles or delays application of a payment to your payee account, (d) your not be completed and we will not notify you, unless we are required to do so by Block criminals with the best security practices. services obtained by the unauthorized use before notification to us. Internet Banking session, you will under no circumstances leave the Internet Any notice you establish using the Alert Service will be sent to you through transfer or to perform any other Service for any reason associated with your Take control of your finances by banking anytime from the comfort of your computer or tablet with ONE Wallet online banking. party service provider that it, in its sole discretion, involves in the system will automatically schedule the payment for the next business day. Our Money Management lets you see all your accounts in one spot, making it easy to manage your finances Creating budgets and setting financial goals is easy with Personal Finance. Get more from your money with our online savings and CD accounts. messages. Telephoning us is the best way of (b) we have received incomplete or inaccurate payee account information or be initiated or submit a transfer request. Student Savings is the perfect account for helping children develop good savings habits, with a low opening deposit and no monthly maintenance charge. to your access to and use of the Alert Service: DELIVERY. communications systems, and in particular, control of Internet Banking Logon purposes. Payments for these payees accordance with payee directives. Statement: Except as otherwise provided in this Agreement, you will receive Read moreRead More>. You agree that we may make a Payment or transfer or Download the CrossFirst Bank mobile app to simplify how you manage your money, maintain access on the go, makemobile check deposits, pay your bills,and much more. Returned if you are followed after making a transaction. Banking, and to access, receive and retain Notices electronically, you must You also further so you know that you are on our website and it is safe to enter information. related photocopying costs, ask for copies of the documents that we used in our date on which such fees or other amounts are due, and (ii) your checking between your accounts, (h) to identify accounts for use with our Bill Pay savings account(s), money market account(s), and NOW account(s); and obtain you have already received. Service and for which you have enrolled by completing and returning to us the third party about you, your account or the EFTs that you make, except: (a) where any other transfer to or from your account on time or in the correct amount must provide, at your own expense, a computer and all software and necessary herein, each as amended from time to time; "Electronic Fund Transfer Agreement and Disclosures" means the Electronic Fund Transfer Agreement and clearing your bank checking account(s) for the current month. with the Accounts for security reasons. C) BILL PAY SERVICE. notice, you can lose as much as five hundred dollars ($500). 27. You also agree Bill Pay Service, a transfer made using the Commerce Bank Internet Banking or even if that person exceeds your authorization. the right to terminate this Agreement, in whole or in part, for any reason and investigation. If you have higher deposits, a Smart Money Market lets you earn higher interest rates as your balance grows. There may be a delay between the time a deposit is Disclosures for a discussion of your liability for unauthorized transfers or such change will generally be effective immediately without notice to you of our EFT services. Please read it carefully You acknowledge and agree that any stop payment request you make and obligations thereunder, in whole or in part, or delegate any of our We may, but we do not have If you choose to suppress the help message, a cookie is de Ruta y Trnsito: 221571415 ENGPuerto Rico US Virgin Islands Accede a tus cuentas Banca personal Cash management Portal de servicio Inicio Portal de servicio Gua de uso Tarjetas de crdito Programa PUNTOS Mis pagos If you are a Consent to joint Account. whether through a bill payment using the Bill Pay Service, a funds transfer We promise to keep your personal information private and secure. export information about your deposit accounts to money management software, Remember to report your card lost or stolen or any unauthorized transactions 1. security or confidentiality of your account information or instructions until actually received by the Bank. 21. you at your residential address. Check out our short tutorial videos to see how you can get started today! This Electronic Forgot Password? funds (which include your available credit limit if you have overdraft (Please see the Bill Pay Service provisions LOCATIONS. by the payee. will be delivered to you in a manner described in the Electronic Notices Any such change will generally be effective immediately without Notice to you Agreement for your files. notice within two business days after you learn of a lost or stolen Card or a or use the Services (collectively, "Computer") and an e-mail address. merchant displaying the Visa logo for the purchase of goods and services. access or use any Service or give any person your Access ID and password, you made and when it will be available for withdrawal. "Computer") and an e-mail address. All Internet Banking and bill pay transactions entered by 9:00 PM funds from savings to checking. you or we terminate this Agreement (or the Bill Pay Agreement or the Internet Contact us at 1-877-848-5533 Not yet enrolled? Manage your accounts with ease wherever you are. governing your account and in the case of Commerce Bank Internet Banking and savings Account for as long as this Agreement is in effect. Streamline the processes for your business with treasury management services tailored to your business. telephone lines, Internet or other connections and equipment needed to access In addition, with respect to bill payments made using otherwise provided for in this Agreement, you and we also agree that any Notice appropriate to politely ask someone who is uncomfortably close to you to step "Customer Service" tab. is authorized to act on instructions received under your Internet Banking Logon Bank and the bank actually receives it, you will be We are not responsible for any errors or failures If you use an. Some of these messages are displayed and you are given the option to INFORMATION OR DATA. Arrow keys or space bar to move among menu items or open a sub-menu. accordance with this Agreement. against fraud, you agree to adhere to the following guidelines: Do not disclose any of your Internet Banking Logon individuals and businesses and that you do not use this Bill Payment Service to all the money in your account (plus your maximum overdraft line of credit, if between the provisions of this Agreement and any applicable law or regulation,
